Health insurance is an essential step to complete in the process of all Australian visas. Australian visas are different, yet each asks for proof of adequate health insurance coverage purchased by you. The plan must cover minimum medical bills including hospital, ambulance, medicines, etc.
The budget policy provides various health insurance plans for people visiting Australia on different visas. You can either be an individual to apply for the insurance, with a partner, or with family. We help everyone with affordable plans to meet their healthcare needs as best as possible.
With the insurance in your hand, you can be relaxed and worry-free about the fact that you and your family will be well taken care of during your stay in Australia.
We will discuss health insurance for various Australian visas – students, visitors, and workers.
Student Visa
Health Insurance for Student Visa
To complete your student visa in Australia, you must buy OSHC, i.e., overseas student health cover.
Coverage under OSHC?
OSHC includes the basic medical needs of a person from hospital bills to the ambulance, medicines, etc. The hospital bills include the student’s visits to doctors and hospitals.
What is not included under OSHC?
If you are visiting a dentist, optician, or physiotherapist, your cost of visiting or medicines will not be covered under OSHC. However, if you want these services covered under your OSHC plan, you can speak with your health insurance provider and do the needful.
Why do international students need OSHC?
Australia’s national healthcare system does not fund international visitors – students, workers, etc. Moreover, looking after one’s health in Australia can be expensive. It can cost you thousands of dollars to visit a doctor or spend a night in the hospital.
Here comes OSHC, which helps students with all their medical requirements in Australia. You can avail of medical services at a minimum cost during your stay in Australia.
Working Visa
Health Insurance for Working Visa
To successfully complete your working visa 482 or 485 in Australia, you need to buy an OSHC plan.
However, if you are a 417-visa holder, buying health insurance is unnecessary. However, the insurance benefits are many; therefore, we suggest you get coverage anyway.
Health coverage under a working visa?
The working visa healthcare insurance funds in-patient, hospital, and ambulance services. You can easily manage the cost of your hospital and other medical services with the plan during your time in Australia.
What is not included under working visa health insurance?
If you visit a dentist, optician, or physiotherapist, expect no coverage. However, if you want these services covered under your plan, you can speak with your health insurance provider and do the needful.
Why do international workers need health insurance?
Suppose you are starting to work after your studies in Australia, migrating for your dream job, or visiting Australia for specific work. In that case, you must buy health insurance to include in your visa.
As we know, medical services are costly in Australia; with the health insurance plan included in your visa application, you can quickly get the medical treatment done without worrying about skyrocketing expenses during your stay in Australia.
Visitor Visa
Health Insurance for Visitor Visa
The applicants of a visitor visa or business visitor visa for Australia, it is ok if you do not purchase health insurance. However, there is OVHC similar to OSHC that keeps you safe throughout your stay in Australia. Your health insurance on a visitor visa will pay for your medical needs without you worrying about your health expenses.
Health coverage under a visiting visa?
Although you do not need health insurance, your direct medical expenses will be covered if purchased. Emergency ambulance service during an uncertain accident is one such medical cover you can get under OVHC.
What is not included under visitor visa health insurance?
If you are visiting a dentist, optician, or physiotherapist, your medical expenses will not be taken care of by the OVHC plan. You can include these services in your plan by talking to your health insurance provider.
Why do visitors need health insurance?
Australia’s national healthcare system does not provide any funds to visitors, as the visa does not include such compulsion. Moreover, caring for your health during a vacation or business meeting in Australia can be expensive. It can cost you thousands of dollars to avail of an essential medical service.
Conclusion
Budget Policy provides affordable health insurance plans depending on your visa type. The insurance we provide meets all health requirements laid down by the Australian government. Reach our experts and get the best price on all health insurance plans. We will be delighted to help you fulfill your health needs in Australia.